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Driving Instructors Insurance


Driving Instructors Insurance

Those applying to become driving instructors must, first of all, hold a full UK driving licence.

A full licence must have been held for at least four years in the past six, but this can have been held in a different country. In addition, applicants will be subject to various security and suitability checks.

The process of becoming a driving instructor in the UK begins with the ADI theory test, the first of a three part process. The second is the advanced driving test, and finally comes a test of instructional ability.

The process of becoming an instructor can be expensive in the UK. However, once qualified instructors can expect to earn a reasonable wage – around £20 per hour on average – and will often have a car for their personal use included in a contract. The package is attractive, and offers a flexible way of making money, working with a wide variety of people.

To obtain comprehensive driving instructors insurance brokers will require either an ADI – Approved Driver Instruction – or PDI – Provisional Driving Instructor – qualification. Premiums will vary depending on your level of experience, and the type of cover required. In addition, membership of the Driving Instructors’ Association may help reduce premiums.

When sourcing cover as a driving instructor, there are a variety of factors to take into consideration. Often cover will be required for additional cars, and this may be included with policies as standard. It is worth seeking out these policies if this feature is required. It makes sense to keep options open, and increasingly learner drivers may have their own vehicles.

There are various arguments regarding the use of learners’ own vehicles. Perhaps most important is ensuring the car is is in great condition, and the use of your own vehicle guarantees this. A general rule that the company vehicle will be used prevents potential awkwardness where the client’s car is not suitable.

Similarly, if work involves the tuition of underage drivers, take the time to find policies which provide cover as standard. Additional costs can add up if consideration is not given to such factors prior to cover being arranged.

It is likely dual control vehicles will be used, as these are standard with many providers, so ensure this does not invalidate cover. If working as part of a fleet, enquire as to the possibility of arranging group cover. This can bring down premiums on average, and is an option that is well worth considering for those who are relatively inexperienced.

Before beginning research into specific policies, work out precisely what your requirements will be. For those new to the industry, take advice from more experienced instructors. There are a great deal of options available, so do not expect the best known companies – and those with expensive advertising campaigns – to offer the best premium. Compare as many companies as time permits, as there are significant savings to be made.